As January 2026 comes to a close, San Diego’s housing market is moving at a more balanced pace, creating better opportunities for buyers. Inventory has inched up, offering more choices across many neighborhoods.

Buyers are more strategic as mortgage rates impact affordability. Well-priced homes are still selling, but with less urgency and more room to evaluate and negotiate.

Overall, 2026 is shaping up to be a steady year where prepared buyers can take advantage of improved selection and strong negotiation opportunities.